Palm Coast is a relatively large coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 102,113 people and 18 associated neighborhoods, Palm Coast is the 31st largest community in Florida. Palm Coast has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in Palm Coast, where the median household income is $71,840.00.

Also of interest is that Palm Coast has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in Palm Coast telecommute to their jobs. Overall, about 15.16% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Palm Coast is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The overall education level of Palm Coast is somewhat higher than in the average US city of 21.84%: 28.78% of adults 25 and older in the city have at least a bachelor's degree.

The per capita income in Palm Coast in 2022 was $39,634, which is middle income relative to Florida, and upper middle income relative to the rest of the US. This equates to an annual income of $158,536 for a family of four. However, Palm Coast contains both very wealthy and poor people as well.

Palm Coast is a very ethnically-diverse city. The people who call Palm Coast home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Palm Coast residents report their race to be White, followed by Black or African-American. Palm Coast also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 13.16% of the city’s residents. Important ancestries of people in Palm Coast include Irish, German, English, Italian, and Polish.

Foreign born people are also an important part of Palm Coast's cultural character, accounting for 15.14% of the city’s population.

The most common language spoken in Palm Coast is English. Other important languages spoken here include Spanish and Portuguese.