St. James City is a very small coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 3,876 people and two associated neighborhoods, St. James City is the 311th largest community in Florida.

A relatively large number of people in St. James City telecommute to their jobs. Overall, about 13.09% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Another notable thing is that St. James City is an extremely popular vacation destination. A significant portion of the population is seasonal. During the vacation season, the town experiences a large influx of people who take up residence in second homes they own in the area. As the vacation season ends, the population drops again, leaving behind a substantially quieter and smaller town.

The town is relatively quiet, having a combination of lower population density and few of those groups of people who have a tendency to be noisy. For example, St. James City has relatively fewer families with younger children, and/or college students. Combined, this makes St. James City a pretty quiet place to live overall. If you like quiet, you will probably enjoy it here.

St. James City is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

As is often the case in a small town, St. James City doesn't have a public transportation system that people use for their commute.

The population of St. James City overall has a level of education that is slightly above the US average for all US cities and towns of 21.84%. Of adults 25 and older in St. James City, 24.38% have at least a bachelor's degree.

The per capita income in St. James City in 2022 was $59,153, which is wealthy relative to Florida and the nation. This equates to an annual income of $236,612 for a family of four. However, St. James City contains both very wealthy and poor people as well.

The people who call St. James City home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of St. James City residents report their race to be White, followed by Native Hawaiian. Important ancestries of people in St. James City include German, Irish, English, Polish, and Scottish.

The most common language spoken in St. James City is English. Other important languages spoken here include Polish and Italian.