Speculator is a tiny village located in the state of New York. With a population of 402 people and just one neighborhood, Speculator is the 914th largest community in New York.
Speculator is neither predominantly blue-collar nor white-collar, instead having a mixed workforce of both blue-collar and white-collar jobs. Overall, Speculator is a village of service providers, managers, and construction workers and builders. There are especially a lot of people living in Speculator who work in management occupations (18.01%), office and administrative support (11.18%), and personal care services (8.07%).
Another notable thing is that Speculator is an extremely popular vacation destination. A significant portion of the population is seasonal. During the vacation season, the village experiences a large influx of people who take up residence in second homes they own in the area. As the vacation season ends, the population drops again, leaving behind a substantially quieter and smaller village.
Compared to the rest of the country, citizens of Speculator spend much less time in their cars: on average, their commute to work is only 15.58 minutes. This also means that noise and pollution levels in the village are less than they would otherwise be.
Being a small village, Speculator does not have a public transit system used by locals to get to and from work.
The education level of Speculator citizens is very high relative to the national average among all cities (21.84%): 39.62% of adults in Speculator have a bachelor's degree or even advanced degree.
The per capita income in Speculator in 2022 was $38,531, which is middle income relative to New York, and upper middle income relative to the rest of the US. This equates to an annual income of $154,124 for a family of four. However, Speculator contains both very wealthy and poor people as well.
The people who call Speculator home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Speculator residents report their race to be White, followed by Black or African-American. Important ancestries of people in Speculator include English, Irish, German, Italian, and Scottish.
The most common language spoken in Speculator is English. Other important languages spoken here include Chinese and Italian.
Many things matter about a neighborhood, but the first thing most people notice is the way a neighborhood looks and its particular character. For example, one might notice whether the buildings all date from a certain time period or whether shop signs are in multiple languages. This particular neighborhood in Speculator, the neighborhood, has some outstanding things about the way it looks and its way of life that are worth highlighting.
Vacant homes and apartments are a significant characteristic of this neighborhood. In fact, with 82.7% of the residential real estate vacant, the neighborhood claims the distinction of having a higher vacancy rate than 99.9% of the neighborhoods in America. This can either be because much of the property is seasonally occupied, like in many vacation areas, or that much of the real estate is more permanently abandoned.
In addition, uncrowded roads, rural America and space to be the individual you are. If you like these characteristics, this neighborhood may fit you. With just 2 residents per square mile, is less crowded than 99.1% of all U.S. neighborhoods.
Regardless of the means by which residents commute, this neighborhood has a length of commute that is notable. Residents of the neighborhood have the pleasure of having one of the shortest commutes to work of any neighborhood in America. 62.1% of the residents have a commute time from home to work (one way) of less than fifteen minutes. This is a higher proportion of residents enjoying a short trip to work than NeighborhoodScout found in 96.8% of U.S. neighborhoods. Less time commuting means more time for other things in life.
If you are planning to retire in New York, this neighborhood should be on your must-see list. For many reasons, may be considered a retiree's dream neighborhood. According to NeighborhoodScout's exclusive analysis and metrics, it's peaceful and quiet, has above average safety from crime compared to other neighborhoods in New York, while also offering a diverse range of housing options. This, along with the vibrant mix of very educated seniors and other age groups who choose to live here, makes the neighborhood more retiree-friendly than 96.6% of neighborhoods in NY. If a New York retirement is in your future, this neighborhood should be one of the places you visit.
More people in choose to walk to work each day (12.1%) than almost any neighborhood in America. If you are attracted to the idea of being able to walk to work, this neighborhood could be a good choice.
Did you know that the neighborhood has more Dutch and Yugoslav ancestry people living in it than nearly any neighborhood in America? It's true! In fact, 6.0% of this neighborhood's residents have Dutch ancestry and 0.5% have Yugoslav ancestry.
How wealthy a neighborhood is, from very wealthy, to middle income, to low income is very formative with regard to the personality and character of a neighborhood. Equally important is the rate of people, particularly children, who live below the federal poverty line. In some wealthy gated communities, the areas immediately surrounding can have high rates of childhood poverty, which indicates other social issues. NeighborhoodScout's analysis reveals both aspects of income and poverty for this neighborhood.
The neighbors in the neighborhood in Speculator are middle-income, making it a moderate income neighborhood. NeighborhoodScout's exclusive analysis reveals that this neighborhood has a higher income than 42.7% of the neighborhoods in America. With 11.9% of the children here below the federal poverty line, this neighborhood has a higher rate of childhood poverty than 53.7% of U.S. neighborhoods.
The old saying "you are what you eat" is true. But it is also true that you are what you do for a living. The types of occupations your neighbors have shape their character, and together as a group, their collective occupations shape the culture of a place.
In the neighborhood, 33.7% of the working population is employed in sales and service jobs, from major sales accounts, to working in fast food restaurants. The second most important occupational group in this neighborhood is executive, management, and professional occupations, with 24.2% of the residents employed. Other residents here are employed in manufacturing and laborer occupations (23.8%), and 18.2% in clerical, assistant, and tech support occupations.
The most common language spoken in the neighborhood is English, spoken by 97.7% of households. Some people also speak Italian (3.6%).
Culture is the shared learned behavior of peoples. Undeniably, different ethnicities and ancestries have different cultural traditions, and as a result, neighborhoods with concentrations of residents of one or another ethnicities or ancestries will express those cultures. It is what makes the North End in Boston so fun to visit for the Italian restaurants, bakeries, culture, and charm, and similarly, why people enjoy visiting Chinatown in San Francisco.
In the neighborhood in Speculator, NY, residents most commonly identify their ethnicity or ancestry as English (21.6%). There are also a number of people of German ancestry (19.2%), and residents who report Irish roots (17.8%), and some of the residents are also of French ancestry (6.9%), along with some Italian ancestry residents (6.3%), among others.
Even if your neighborhood is walkable, you may still have to drive to your place of work. Some neighborhoods are located where many can get to work in just a few minutes, while others are located such that most residents have a long and arduous commute. The greatest number of commuters in neighborhood spend under 15 minutes commuting one-way to work (62.1% of working residents), one of the shortest commutes across America.
Here most residents (72.4%) drive alone in a private automobile to get to work. In addition, quite a number also hop out the door and walk to work to get to work (12.1%) and 5.2% of residents also carpool with coworkers, friends, or neighbors for their daily commute. In a neighborhood like this, as in most of the nation, many residents find owning a car useful for getting to work.