Carmel is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of California. With a population of 11,060 people and four associated neighborhoods, Carmel is the 400th largest community in California. Carmel home prices are not only among the most expensive in California, but Carmel real estate also consistently ranks among the most expensive in America.Carmel is a decidedly white-collar town, with fully 94.37% of the workforce employed in white-collar jobs, well above the national average. Overall, Carmel is a town of professionals, managers, and sales and office workers. There are especially a lot of people living in Carmel who work in management occupations (19.25%), sales jobs (16.79%), and teaching (8.86%). Of important note, Carmel is also a town of artists. Carmel has more artists, designers and people working in media than 90% of the communities in America. This concentration of artists helps shape Carmel’s character. A relatively large number of people in Carmel telecommute to their jobs. Overall, about 25.15% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. In addition, Carmel is home to many people who could be described as "urban sophisticates". Urban sophisticates are educated, wealthy, executives and professionals, who have urbane tastes in books, food, and travel, whether they actually live in a big city, or choose to reside in a small town. In big or medium-sized cities, urban sophisticates tend to frequent art institutions such as opera, symphonies, ballet, live theatre, and museums. Because of many things, Carmel is a very good place for families to consider. With an enviable combination of good schools, low crime, college-educated neighbors who tend to support education because of their own experiences, and a high rate of home ownership in predominantly single-family properties, Carmel really has some of the features that families look for when choosing a good community to raise children. Is Carmel perfect? Of course not, and if you like frenetic nightlife, it will be far from your cup of tea. But overall this is a solid community, with many things to recommend it as a family-friendly place to live. Carmel is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities. As is often the case in a small town, Carmel doesn't have a public transportation system that people use for their commute.If knowledge is power, Carmel is a pretty powerful place. 63.50% of the adults in Carmel have earned a 4-year college degree, masters degree, MD, law degree, or even PhD. Compare that to the national average of 21.84% for all cities and towns. The per capita income in Carmel in 2022 was $92,198, which is wealthy relative to California and the nation. This equates to an annual income of $368,792 for a family of four. Carmel is a very ethnically-diverse town. The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Asian. Carmel also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.66% of the town’s residents. Important ancestries of people in Carmel include English, German, Irish, Italian, and European. The most common language spoken in Carmel is English. Other important languages spoken here include Spanish and French.