Albany is a relatively large city located in the state of New York. With a population of 101,228 people and 40 associated neighborhoods, Albany is the tenth largest community in New York. Much of the housing stock in Albany was built prior to World War II, making it one of the older and more historic cities in the country.Albany is a decidedly white-collar city, with fully 88.50% of the workforce employed in white-collar jobs, well above the national average. Overall, Albany is a city of professionals, sales and office workers, and service providers. There are especially a lot of people living in Albany who work in office and administrative support (13.11%), sales jobs (9.45%), and teaching (7.93%). Also of interest is that Albany has more people living here who work in computers and math than 95% of the places in the US. A relatively large number of people in Albany telecommute to their jobs. Overall, about 11.90% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. Albany is a nice balance between life in a moderately big city and the interesting diversions and culture that come from having a big college student population. The thousands of students who arrive on campus every fall will find that Albany has plenty of amenities and opportunities for them, while residents of Albany enjoy the lectures, music, art, and economic trickle-down that colleges typically provide. "Town and Gown" complement each other in Albany. A lot of people in Albany take the bus for their daily commute. For the size of the city, the number of people who use public transportation is quite high. For many people in Albany, this fills their need for low-cost transportation.The citizens of Albany are among the most well-educated in the nation: 44.85% of adults in Albany have a bachelor's degree or even advanced degree, whereas the average US city has 21.84% holding at least a bachelor's degree. The per capita income in Albany in 2022 was $35,851, which is lower middle income relative to New York, and middle income relative to the rest of the US. This equates to an annual income of $143,404 for a family of four. However, Albany contains both very wealthy and poor people as well. Albany is an extremely ethnically-diverse city. The people who call Albany home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Albany residents report their race to be White, followed by Black or African-American. Albany also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.71% of the city’s residents. Important ancestries of people in Albany include Irish, Italian, German, English, and Polish. The most common language spoken in Albany is English. Other important languages spoken here include Spanish and Other Asian languages.